Tips For Refused Credit Loans

If you’ve been turned down for a credit card or loan there are steps you can take to understand why. There are also things you should avoid doing which could make it even harder for you to get credit in the future. Read on to find out more and to learn about alternative borrowing options…

Combat Computer Vision Syndrome

If you spend hours working at a computer, you’re a candidate for computer vision syndrome (CVS). The American Optometric Association (AOA) describes this as “a group of eye and vision-related problems that result from prolonged computer use,” and notes that as the amount of time spent in front of a monitor increases, so does the…

3 Ways That Cloud Benefits Employee Training Managers

Almost fifty years ago, a long-forgotten promotional movie was bade, called 1999 A.D. This promotional movie featured the life of an upper middle class family in the far off year, and demonstrated forecast modern conveniences they would enjoy and which the people at the time did not.

How to Check Your Credit Card Balance

If you’re on the cusp of making a purchase but can’t quite recall if you have enough credit available, there are several different ways to access this information and put your mind at ease. The best way to check your balance really depends on two things: the amount of information you’re looking for and the…

8 Ways To Make Money Without A Job

– Sell your clothes and accessories. You know all those clothes taking up room in your closet that are perfectly nice but you never wear them? Sell them. Find a consignment store in your area that will appraise your items and give you a percentage of the price they sell for, or use a website…

Why should I check my credit rating?

Should you pay for your credit score? Ideally, no, but the Fair Credit Reporting Act does allow companies to charge you to see your score so in some cases, you might not have a choice. Credit Score Vs. Credit Report Don’t confuse the two. Once per year, you can request a copy of each of…

Five Critical Steps to Take Before You Retire

For most of us, retirement is not about sunset strolls on sandy beaches and drinking piña coladas. Instead, it is a serious endeavor that requires careful planning and preparation. Failure to get one’s financial house in order prior to retiring can lead to big problems for seniors. Many people have had to return to full-time…

Credit Cards for People with Bad Credit

If you have bad credit, then you need to find a secured card from a reputable bank that has a reasonable annual fee (or no annual fee). Fortunately, there are several of these products with an annual fee of under $50. Another important benefit is a card that offers email and text alerts to remind…

3 Types of Insurance You Need

While most people follow the general rule that they should insure those things that they cannot afford to lose, it’s not always easy to know exactly which types of insurance you really need. If you’re taking stock of your financial house and taking steps to protect it, be sure you know about the three types…